Student loans - about to serve the killing blow, read 2nd pg

Re: Student loans - I'm paving the way for others, I hope

Postby Lithargoel » Sun Aug 23, 2009 1:24 am

This is the draft of the next letter I am sending - any suggestions or changes?

---------

WITHOUT PREJUDICE

Notice of Fault and Obligation


Dear Mr Seymour-Jackson

This is a Notice and not a letter. Please read it thoroughly and carefully before responding.

I previously sent to you by recorded post a Notice of Discharge of Outstanding Demand and Request for Clarification (copy encl.) on 24th June 2009 and a Notice of Fault and Opportunity to Cure (copy encl.) on 17th July 2009 with supporting AFFIDAVIT OF XXXX XXXX (copy encl.) sworn upon by the deponent and witnessed by a solicitor.

I finally received correspondence pertaining to this matter from Student Loans Company Limited by way of solicitor XXXX XXXXXXX of Legal and Compliance (copy encl.) dated 30th June 2009 and while making reference to my previous Notices, this reply has not been substantial at all in terms of satisfying the requests for clarification of the supposed contract and validation of the alleged debt.

Your letter asserts without substantial backing that “the notices you have sought to serve have no legal effect in this jurisdiction”, to which I must inform your solicitor and yourself that these notices are completely lawful under Common Law, with further supporting reference to the statutory laws of both The Bills of Exchange Act 1882 and The Fraud Act 2006 in the conduct and requirements of lawfully binding contracts.

Further, Student Loans Company Limited has failed to respond with a sworn affidavit by recorded post and signed under full commercial liability and penalties of perjury, assuring and promising me that all of the replies and details given to the above requests are true and without deception, fraud or mischief. As Student Loans Company Limited has not substantially challenged or rebutted my affidavit, which would simple to do if you are in possession of the necessary documentation, you lead me to believe that you have not done this because you cannot validate the alleged debt.

I requested clarification and documentation attesting to the following:

1.Validation of the debt (the actual accounting);
2.Verification of your claim against me (a sworn affidavit or a hand signed invoice in accordance with The Bills of Exchange Act 1882);
3.A copy of the contract signed by both parties and therefore binding both parties.

I have still not received any documentation pertaining to these requests and this means that Student Loans Company Limited has fallen into dishonour by not responding in substance to my Notices and affidavit. As per my Notice, you were informed that failing to respond within the time given will form a tacit agreement to the terms stated, thereby giving me permanent estoppel by acquiescence.

1.That the debt did not exist in the first place;
OR
2.It has already been paid in full;
AND
3.You will instruct HM Revenue & Customs to cease all unlawful demands for payment via my employer;
4.That any further damages I suffer, you will be held culpable;
5.You will no longer pursue this matter any further.

I offered conditional acceptance of your claims of debt upon proof of your claim and sought clarification on the validation of this debt on which Student Loans Company Limited has not been forthcoming, therefore I have acquired permanent and irrevocable estoppel by acquiescence in this matter and Student Loans Company Limited, HM Revenue & Customs nor any other party I have not contracted with (nor have any need or desire to contract with) should not attempt to extort funds from me unlawfully through any further deceit or intimidation.

As you have implicitly admitted we have no lawfully binding contract by not being forthcoming with the documentation I have requested, and are now bound by a tacit agreement to my conditions, you are reminded that I have no contract or financial obligation of any kind with Student Loans Company Limited and attempting unlawful recovery action of a debt you have not substantially validated would be frivolous.
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Re: Student loans - about to serve the killing blow, read 2nd pg

Postby NotMarkk » Sun Aug 23, 2009 1:08 pm

Great reply. I wonder how they will respond...

Your letter asserts without substantial backing that “the notices you have sought to serve have no legal effect in this jurisdiction”, to which I must inform your solicitor and yourself that these notices are completely lawful under Common Law, with further supporting reference to the statutory laws of both The Bills of Exchange Act 1882 and The Fraud Act 2006 in the conduct and requirements of lawfully binding contracts.

lol, what jurisdiction? and where's the proof that you fall under said jurisdiction... Looks like a clear attempt to scare you. They have their head way too far up their ass to be making claims like that with no proof (If they were serious).
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Re: Student loans - about to serve the killing blow, read 2nd pg

Postby MartyMcFly » Tue Aug 25, 2009 5:31 pm

Like what your doing planning to do the same when i finish my studies.
I got a Final Demand Notice from the Student loans company today which ive attached. They are claiming the full balance of £1800 to be paid by 4th Sept. The amount there claiming is an overpayment of student loans. It isnt an actual overpayment in the sense as i recieved no extra money than what i expected to get. Their argument is that they will only fund so many years of a degree and as i had to redo a year they are reclaiming payments for that year. The university didn't tell me this when i enrolled and the SLC didnt when i applied for my student loan. So in my eyes there in the wrong, they made the mistake not me.

Will be sending a similar notice as in the OP tomorrow and will keep updated. Any advice before i send my notice off tomorrow would be really appreciated.

Thought id put this here than start new thread.

Daniel
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Re: Student loans - about to serve the killing blow, read 2nd pg

Postby Sarah » Tue Aug 25, 2009 11:29 pm

Helloo everyone! :)

I am new to posting on this forum but have been here reading as a guest for a while! Sorry if i am intruding on the thread i just don't want to create more threads than are needed about the same topic :)

I have a question regarding student loans... as i am just about to go into my second year at University and need the help of the student loans company to finance my education, would declaring myself a Freeman (as i am very interested in doing, but only when i am satisfied i can fend for myself :grin: ) mean that i would not be able to apply for student finance help next year? As i saw someone mention that they are still continuing to be funded with '£0 to pay' towards the course??

consumerpada wrote:Well I took my own advice (for once) and announced my interest in a law degree to the 'student loans company' who advised me that so long as my studies were continuing the they would continue to fund me

so I found a law degree (OU) and have signed up from year two ( this is some basic stuff i tell ya) any how I heard back to day that the SLC have fully financed the request and I have '£0 to pay' towards to course.


Thanks in advance :)
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Re: Student loans - about to serve the killing blow, read 2nd pg

Postby consumerpada » Wed Aug 26, 2009 11:15 am

If you need the money to educate yourself, then do what you need to do - my route is, degree, masters..and onwards, pierage in the house of lords.... :apple: .......studying Law (specialising common law) --- which as we are told -- dosen't exist -- go figure :puzz: there seems to be alot latlely that 'doesn't exist' like debt, guilt and the recession.

:peace: :peace:
Knowledge makes a (wo)man unfit to be a slave." — Frederick Douglass
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Re: Student loans - about to serve the killing blow, read 2nd pg

Postby Sarah » Wed Aug 26, 2009 11:44 am

consumerpada wrote:If you need the money to educate yourself, then do what you need to do - my route is, degree, masters..and onwards, pierage in the house of lords.... :apple: .......studying Law (specialising common law) --- which as we are told -- dosen't exist -- go figure :puzz: there seems to be alot latlely that 'doesn't exist' like debt, guilt and the recession.

:peace: :peace:


So you mean if i declare myself a Freeman, i can still get a student loan from the student loans company? Sorry for all the questions i just want to be sure :grin:
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Re: Student loans - about to serve the killing blow, read 2nd pg

Postby consumerpada » Wed Aug 26, 2009 12:54 pm

Questions are cool.

There a lot of ways to be free, the best one of course is 'in your self' to be fair i dont know your whole plan for yourself.

You will have to submit to their terms and you will have to provide details of identity.

If you're saying, you're going to renouce all 'chattels of society' and never contract with the govt again. Then I would say , well dont get a loan from them.

If you know you are free, no matter, what you sign AND you see that education is a large part of who you are AND you know how to enter an organisation without becoming that organisation AND you are doing it with the intent of making the most of yourself and your family and community, then I'd say take a loan, study hard and do the best you can, share what you have and give back what you can.

If on the other hand you are knowingly going to serve them with conditional acceptances after this term of study AND you are just studying for the sake of it, I'd say dont take the loan and go find what you really want to do with your life what's your vocation?

My life's vocation is the study of common law ( but it took a while for me to know myself to say that)

all rounded off with...

just do what you think is right, be good, patient and true to yourself, then you will also be true to others.


ooopps...a bit long :hug:

:peace:
Knowledge makes a (wo)man unfit to be a slave." — Frederick Douglass
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Re: Student loans - about to serve the killing blow, read 2nd pg

Postby Sarah » Wed Aug 26, 2009 2:44 pm

consumerpada wrote:Questions are cool.

There a lot of ways to be free, the best one of course is 'in your self' to be fair i dont know your whole plan for yourself.

You will have to submit to their terms and you will have to provide details of identity.

If you're saying, you're going to renouce all 'chattels of society' and never contract with the govt again. Then I would say , well dont get a loan from them.

If you know you are free, no matter, what you sign AND you see that education is a large part of who you are AND you know how to enter an organisation without becoming that organisation AND you are doing it with the intent of making the most of yourself and your family and community, then I'd say take a loan, study hard and do the best you can, share what you have and give back what you can.

If on the other hand you are knowingly going to serve them with conditional acceptances after this term of study AND you are just studying for the sake of it, I'd say dont take the loan and go find what you really want to do with your life what's your vocation?

My life's vocation is the study of common law ( but it took a while for me to know myself to say that)

all rounded off with...

just do what you think is right, be good, patient and true to yourself, then you will also be true to others.


ooopps...a bit long :hug:

:peace:


Thanks for your reply :)... So as a Freeman who has taken control of the Strawman would my records still be with the government, i say this because when you apply for Student Finance you have to give your National Insurance Number would they still be able to make my claim go through? And as the contract for agreeing to pay back the Student Finance is with the Strawman does that mean that i could later ask for them to give me proof that the claim is in fact with me (the Human Being) and therefore not be Lawfully required to pay the money back?

I am studying Sport and Exercise Science... with a view to working with a sports team or individual to help improve performance :grin:

How far are you into Studying Common Law.. are they teaching you what the Government wants you to know or are they teaching you the actual meaning of Common Law? Bet it's well interesting picking up little tricks of the trade :P, i kind of wish i had gone down that route now after finding this Freeman stuff! lol

:sun:
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Re: Student loans - about to serve the killing blow, read 2nd pg

Postby Jimi rox » Fri Sep 18, 2009 3:49 am

I totally agree with consumerpada, i let myself get into a degree course with no real direction or desire, and have been paying off a few great years for the last 10 years at £120 a month. SLC definately won't care what your future brings, so long as it has a monetary "value".

Sorry to sound like a stern git but a lot of my friends are paying for realising uni jusn't wasn't for them :cry:

:peace: & :love:

Rich
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Re: Student loans - about to serve the killing blow, read 2nd pg

Postby VforVendetta » Tue Feb 02, 2010 5:48 am

Hi, I like your format also, I have loans that are not federally or government backed; they're private. I think your template will work well for me. But I have a quick question for anyone who might know: should I address the notice to the CEO of the company? I know they will just ignore it. I have the contact information of both their major lawyers, should I address the notice to the lawyers instead?
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