Credit card debt and debt relief orders .

Credit card debt and debt relief orders .

Postby leamington 1642 » Fri Apr 08, 2016 6:33 am

Hi all, I am trying to help a friend who is in debt to the tune of £9000 with credit cards, she is currently unwell and not working at present and also does not own her own house or have any assets, I am thinking about arranging a debt relief order for her , does anyone have any experience in this area ? Or any other relevant suggestions.
Thanks for reading. Dave..
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Re: Credit card debt and debt relief orders .

Postby pitano1 » Sat Apr 09, 2016 6:48 am

Whenever you receive a demand for payment from a Bank, Building Society, or Loan Company, all you need to do is to respond correctly, the drift of which is to request them to provide three things:

1. Validation of the debt (the actual accounting), and

2. Verification of their claim against you (a sworn affidavit or even just a signed invoice - signed is important!), and

3. A copy of the contract binding both parties.

Write to say you would be happy to pay any financial obligation you might lawfully (important word!) owe as soon as these three documents are received.

They can't validate the debt because they never sustained a loss.
more info....http://www.fmotl.com/HowToGetOutOfDebt.htm
If the machine of government is of such a nature that it requires you to be the agent of injustice to another, then, I say, break the law.
Henry David Thoreau
ALL UNALIENABLE RIGHTS RESERVED -AB INITIO - Without Recourse - Non-Assumpsit
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Re: Credit card debt and debt relief orders .

Postby leamington 1642 » Sun Apr 10, 2016 8:15 am

Thank you for this information much appreciated , am I right in thinking this is the three letter process ?
I guess this puts the alleged debt into dispute if so does it just stay this way indefinitely or will they eventually just go away!
Thanks again..
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Re: Credit card debt and debt relief orders .

Postby pitano1 » Sun Apr 10, 2016 2:28 pm

[am I right in thinking this is the three letter process ?]
no.
it is a....NOTICE,and should be headed...NOTICE OF CONDITIONAL ACCEPTANCE.

[does it just stay this way indefinitely or will they eventually just go away!]

for something to...go away,it needs to exist,in the first instance.![the debt]

they,however,may bluster/posture issue threats..e.t.c,but basically,they are
FUCKED.
If the machine of government is of such a nature that it requires you to be the agent of injustice to another, then, I say, break the law.
Henry David Thoreau
ALL UNALIENABLE RIGHTS RESERVED -AB INITIO - Without Recourse - Non-Assumpsit
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Re: Credit card debt and debt relief orders .

Postby leamington 1642 » Mon Apr 11, 2016 6:11 am

Thanks, much appreciated.
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Re: Credit card debt and debt relief orders .

Postby musashi » Wed Apr 13, 2016 3:12 pm

[quote="leamington 1642"]Thank you for this information much appreciated , am I right in thinking this is the three letter process ?
I guess this puts the alleged debt into dispute if so does it just stay this way indefinitely or will they eventually just go away!
Thanks again..[/quote


Why ask for confirmation that it might be something you think it is when you could have gone and looked where you were directed? Just asking.

As to the matter of endless debt dispute there is a maxim in law:
There must be an end to litigation.

There is another which some on this site would benefit from:
Overuse of intellect destroys reason. :thinks:
Lance.
It's still fucked, isn't it?
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Re: Credit card debt and debt relief orders .

Postby leamington 1642 » Wed Apr 13, 2016 5:11 pm

I had heard of something called the three letter process that's why I asked,
Fairpoint I guess I should've looked at the link first. Thanks again ..
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