Hi Markie
Thanks for taking time out with your great advice. However, I believe I am dealing with Solicitors who claim to be acting in house. I am going to point out when I write to them tomorrow that the Bank failed to respond to my request in the stipulated time. They went quite for a month then sent me another threatening letter. As far as I am concerened they are in dishonour and my attitued is take me to court they don't have a case. And like I pointed out before they actually gave me a bank account in a name that is not my birth name. LOL