>>>>>>>>>>>>>>>>>>Bank Charges & Invoices<<<<<<<<<<<<<<<<<<<

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>>>>>>>>>>>>>>>>>>Bank Charges & Invoices<<<<<<<<<<<<<<<<<<<

Postby donkey1984 » Fri Sep 21, 2012 11:27 pm

Does anyone know if banks are required by law to provide invoices for charges such as overdraft fees when requested in writing?
Last edited by donkey1984 on Thu Sep 27, 2012 12:10 am, edited 2 times in total.
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Re: >>>>>>>>>>>>>>>BANK CHARGES REFUNDED >>>>>>>>>>>>>>>

Postby musashi » Sat Sep 22, 2012 11:24 am

Why don't you just walk in and ask them?

Better still, go in and tell them what you want.

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Re: >>>>>>>>>>>>>>>BANK CHARGES REFUNDED >>>>>>>>>>>>>>>

Postby treeman » Sat Sep 22, 2012 8:05 pm

musashi wrote:Why don't you just walk in and ask them?

Better still, go in and tell them what you want.

Musashi


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Re: Bank Charge Invoice Question

Postby donkey1984 » Tue Sep 25, 2012 10:25 am

I did ask them and they said they couldn't provide invoices only statements. I have heard that if you ask for invoices they cannot provide them and refund the charges in question...
Last edited by donkey1984 on Wed Nov 07, 2012 3:21 pm, edited 1 time in total.
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Re: Bank Charge Invoice Quetion

Postby MikeThomas » Tue Sep 25, 2012 10:56 am

Ask them if it's a Service Charge or a Penalty :yes:
We are the people our parents told us NOT TO PLAY WITH
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Re: >>>>>>>>>>>>>>>>>>Bank Charges & Invoices<<<<<<<<<<<<<<<<<<<

Postby donkey1984 » Wed Nov 07, 2012 3:20 pm

IAM GOING TO SEND THE BANK THIS LETTER FOLLOWED BY THE ONE BELOW


BANKS NAME
BANKS ADDRESS
MY NAME
MY ADDRESS

04.11.12
Dear Sir/Madam,

Ref: Account number: ***********

Please send me a schedule of all charges & interest applied to my account including details of any instances that required manual intervention.

Please reply within ten working days of this letter.

I look forward to your response.

Yours faithfully,





****** *********

_____________________________________________________________________________________________________


[Your address]
[Your phone number]
[Date]
[Name and address of bank]
Dear Sir or Madam,
Ref: Account number: [your account number].
I would like to request a refund of all the default charges that have been applied to my account. Under the Unfair Terms in Consumer Contracts Regulations 1999 charges must reflect administration costs and cannot be punitive. I believe that the following [enter details of charges] are unlawful as they do not reflect the true cost of going into an unauthorised overdraft.
You have taken [enter charges amount here] from me, plus [enter overdraft interest amount here] overdraft interest and I would like to request repayment of this [enter total sum] sum. I also ask you to ensure any default notices entered against my credit record are removed entirely.
Please repay this money in full and remove any default notices within 14 days. If this is not done, I will begin a claim against you for the full amount, plus interest and my costs.
Yours faithfully,
[Your signature]
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